Pharos-Tribune

Opinion

November 11, 2013

LYONS: Media misses full health insurance story

(Continued)

Had CBS done elementary due diligence, they’d have learned why Ms. Barrette’s plan was so cheap. Reporters who did learned that among other shortcomings, it didn’t cover hospitalization. In reality, she had no health insurance at all. A serious accident or illness might have bankrupted her — precisely the kind of rip-off the Affordable Care Act makes illegal.

Also, Barrette was taking the insurance company’s word about the cost of a replacement policy. Writing for BillMoyers.com, Joshua Holland ran her numbers through Kaiser Permanente’s subsidy calculator. With assistance from Obamacare, she can have a real policy covering preventive care and hospitalization for an out-of-pocket cost of $97 monthly, or a more generous Silver-Level plan for $209.

Now she calls it “a blessing in disguise.”

In short, CBS News couldn’t have gotten the story more backward had they tried. For its part, NBC News featured Los Angeles real estate agent Deborah Cavallaro, whose similar experience led her to conclude that “there’s nothing affordable about the Affordable Care Act.”

However, Los Angeles Times columnist Michael Hiltzik found that Cavallaro had simply failed to consult Covered California, the state’s health plan exchange. When he did so, he quickly found that “better plans than she has now are available for her to purchase today, some of them for less money.”

No doubt some among the three to five percent of Americans whose individual health care policies have been cancelled are experiencing genuine sticker shock. However, nobody should take his insurance company’s word at face value without double-checking — a task admittedly made harder by healthcare.gov’s website meltdown.

See, when you read a story about a couple like Dean and Mary Lou Griffin of Chadd’s Ford, Penn., who told the Associated Press they’d expected to be able to keep the policy they bought three years ago, what reporters aren’t asking is where they’d gotten that idea.

Text Only | Photo Reprints
Opinion
  • WOLFSIE: Giving a word of advice So, what’s the word? Really, what is the word? With over 250,000 words in the English language, you’d think there would be a word for just about everything. Not so. Therefore, I am on a crusade to find a term for some everyday occurrences for which t

    August 1, 2014

  • THEIR VIEW: Stop spinning wheels and fund highways It is important that Congress act quickly to maintain sufficient funding levels in the Highway Trust Fund to pay for necessary highway projects.Indiana receives more than 40 percent of its total state highway and transit funding from the federal gove

    August 1, 2014

  • PETERS: Have a cup of joe to help your eyes? My day starts with coffee. I’m too cheap to buy it by the cup from baristas, so I just brew my own Folgers by the pot. I have a cup or two as I settle into work each morning, and another cup – sometimes two – in the early afternoon. That may not be w

    August 1, 2014

  • WILLIAMS: America still the dream Is America really in as bad as shape like many people say it is? I’m 67 and when I look around, I don’t see it.Everything isn’t great but believe it or not, there has never been a time when everything was great, not even in those innocent Fifties we

    July 31, 2014

  • OUR VIEW: Every town that has any sort of waterway -- whether it be a river or a creek or just a stream -- knows it will be used as a trash can. And oftentimes, tires are a favorite trash to be tossed into the waterways. Many organizations and concerned citize

    July 31, 2014

  • WERNER: The mystery of the Indian grave at Dykeman Last summer I contacted Thelma Conrad, executive director of the Cass County Historical Society, to ask her if she had any information on the Indian grave at Dykeman Park. Thelma had heard of it but had never seen the small marker that tells of the I

    July 31, 2014

  • THEIR VIEW: Data confirms our obsession with sports Of the five highest paid employees of Indiana University, three are involved with athletics. That was the case in 2013 as well.In new evidence that spending on athletic department salaries is outpacing the rest of the university, if not the vast majo

    July 30, 2014

  • RAMPBELL: Keeping the sick at home Something strange happened here this week: Lots of workers who’ve never done so before got the right to call in sick. And that’s a good thing.The Big Apple, you see, is joining a handful of other trailblazing cities such as Washington, San Francisco

    July 30, 2014

  • KITCHELL: Patacsil was no ordinary Joe Somebody forgot to tell Joe Patacsil that if he wanted to wrestle at a Big Ten university with black and gold as its school colors ... well, most people who know anything about college wrestling today might have said he picked the wrong one -- Purdue

    July 30, 2014

  • MARCUS: The higher education funding mess Public higher education financing is unsustainable as currently configured. This conclusion was reached by two important groups over the past two years. The National Association of State Budget Officers and the State Higher Education Executive Office

    July 29, 2014

Hyperlocal Search
Premier Guide
Find a business

Walking Fingers
Maps, Menus, Store hours, Coupons, and more...
Premier Guide
Poll

Should the U.S. impose a travel ban on three West African nations in response to a growing Ebola virus outbreak?

Yes
No
Not sure
     View Results
Featured Ads
AP Video
Renewed Violence Taking Toll on Gaza Residents 2 Americans Detained in North Korea Seek Help US Employers Add 209K Jobs, Rate 6.2 Pct House GOP Optimistic About New Border Bill Gaza Truce Unravels; Israel, Hamas Trade Blame Raw: Tunisia Closes Borders With Libya Four Rescued From Crashed Plane Couple Channel Grief Into Soldiers' Retreat WWI Aviation Still Alive at Aerodrome in NY Raw: Rescuers at Taiwan Explosion Scene Raw: Woman Who Faced Death Over Faith in N.H. Clinton Before 9-11: Could Have Killed Bin Laden Netanyahu Vows to Destroy Hamas Tunnels Obama Slams Republicans Over Lawsuit House Leaders Trade Blame for Inaction
Parade
Magazine

Click HERE to read all your Parade favorites including Hollywood Wire, Celebrity interviews and photo galleries, Food recipes and cooking tips, Games and lots more.