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March 2, 2014

Insurance deadline looms

Cass residents navigating health insurance exchange before March 31 arrival.

Cass County residents continue to apply for the 2014 federal health insurance exchange, open enrollment for which closes at the end of the month.

Area Five Agency on Aging and Community Services in Logansport has a certified Affordable Care Act navigator on staff assisting clients with health care exchange enrollment applications every Wednesday from 9 a.m. to 3 p.m.

Elaine Zeider, manager of Family Services at Area Five, said the navigator helps clients “sort through the various types of plans to help them understand what’s out there to let them make an informed decision on what they’d like to do and how much it will cost.”

Zeider said depending on the size of the family of the person signing up for coverage, sessions can take anywhere from one to two hours.

Area Five typically assists clients that fall under certain income guidelines, but Zeider said the agency is offering assistance to anyone who needs help applying for health insurance through the federal exchange.

“We’re doing our best to assist everyone at the forefront,” Zeider said.

Turnouts for assistance have been steady since the marketplace opened Oct. 1 of last year, Zeider continued. By midday Wednesday, the agency had helped three people.

Several factors play into whether or not someone is able to successfully sign up for coverage.

“Some are successful getting coverage and they’re pleased and there are others who might not have qualified because they didn’t fit that affordability piece or they’re not going to get that tax credit,” Zeider said. “Unfortunately there’s always going to be those who fall through the cracks. If they didn’t fit one of the molds, we try another mold.”

Area Five is located at 1801 Smith St. Its phone number is 574-722-4451.

The Cass County Community Health Center, a subsidiary of Indiana Health Centers, has also been providing assistance to those seeking information on the federal health insurance marketplace.

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