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Editorials

April 2, 2014

OUR VIEW: Time to fix the real problem with flood insurance

(Continued)

The Association of State Floodplain Managers has advocated for an income-based voucher system, as well as rate reductions for mitigation that stops short of full elevation of a home, like moving home heating and electrical equipment to less vulnerable parts of a house or installing water-tight doors and windows.

Any or all of these steps will help decrease the cost of recovery from flood damage. And let’s face it, the high cost of recovery is what’s killing the system in the first place. If the program continues to put out more money for recovery than it takes in in premiums, the cycle of increased cost to homeowners and businesses will only continue.

It’s time to stop that cycle. It’s clearly not working.

THE ISSUE The increase in premiums for the National Flood Insurance Program OUR VIEW A proactive approach is needed to stop the cycle.

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