May 20, 2014

THEIR VIEW: HIP 2.0 might just be a better plan for Hoosiers in need

Plans to expand Indiana’s Health Indiana Plan show Gov. Mike Pence understands many Hoosiers deserve help getting health insurance.

It also shows his devout belief that Indiana can put together a more effective method for providing help than the federal government can through Medicaid.

While we’ve strongly supported expanding Medicaid, Pence just may have a better way.

The HIP 2.0 plan announced Thursday will insure 350,000 Hoosiers. That’s in the ball park of the 300,000 to 400,000 people Medicaid expansion would cover, and much healthier than the 40,000 covered by the existing Healthy Indiana Plan.

The plan has three tiers — HIP Link, HIP Plus and HIP Basic. Link is a premium assistance program for people who have access to insurance through work but can’t afford it. Plus requires participants to contribute from $3 to $25 a month into a Health Savings Account, or HSA. Basic is the default program for people who are under 100 percent of the federal poverty level and can’t make even the Plus-level payments into an HSA.

There are many more details, but in essence, the system is consumer-driven and based in the private market place, unlike Medicaid.

That’s what the governor wanted, and that’s what’s been designed. It encourages Hoosiers to take charge of their health care and gives them the ability to act as consumers in the health care market.

Pence’s prepared remarks revealed, perhaps unintentionally, the political battle that underlies his plan. “(F)rom the beginning of my tenure as governor, we have been saying ‘no’ to the Affordable Care Act in Indiana. We refused to set up a state-based exchange, and we have made it clear that we will not expand traditional Medicaid.”

Never mind the federal government would have paid 100 percent of the expansion costs for three years, and at least 90 percent of the costs after that, to provide insurance to hundreds of thousands of Hoosiers who needed it. Too often, while people hurt, political differences delay relief.

Text Only | Photo Reprints
  • OUR VIEW: Every town that has any sort of waterway -- whether it be a river or a creek or just a stream -- knows it will be used as a trash can. And oftentimes, tires are a favorite trash to be tossed into the waterways. Many organizations and concerned citize

    July 31, 2014

  • THEIR VIEW: Data confirms our obsession with sports Of the five highest paid employees of Indiana University, three are involved with athletics. That was the case in 2013 as well.In new evidence that spending on athletic department salaries is outpacing the rest of the university, if not the vast majo

    July 30, 2014

  • OUR VIEW: Indiana's right-to-work law unnecessary It has been a crime for Indiana employers to enter into labor contracts that require workers to pay union dues since Feb. 1, 2012 — the day then-Gov. Mitch Daniels signed legislation making the Hoosier State a “right-to-work” state.Whether Indiana ke

    July 29, 2014

  • THEIR VIEW: Write clear rules for vanity plate licenses We see vanity license plates regularly. Some are funny or thought-provoking. Others are just plain puzzling.One specialty plate backing autism research and support carries the heartfelt message “4MYSON.” Others are more prosaic, as in COLTFANZ.It’s c

    July 24, 2014

  • OUR VIEW: Keeping insects under control curbs disease State health officials said last week mosquitoes in two northern Indiana counties tested positive for the West Nile virus, The Associated Press reported.The state health department said mosquitoes in Marshall and Pike counties were confirmed to have

    July 23, 2014

  • THEIR VIEW: Indiana's ethics laws in need of reform The Indiana State Ethics Commission’s recent approval of an agreement between the state inspector general and Tony Bennett settles the charges against the former state superintendent of schools.But the settlement raises more concerns about the loopho

    July 22, 2014

  • OUR VIEW: Heroin plague spreads into our city We published a report in Friday’s edition of the Pharos-Tribune that delved into the city’s growing problem with heroin.In that report, Logansport Police Detective 1st Sgt. Dan Frye said he doesn’t know how much more LPD officers will be wrestling wi

    July 20, 2014

  • THEIR VIEW: Companies enjoying U.S. benefits? Pay U.S. taxes The U.S. Supreme Court keeps telling us that corporations are people, but some of these “people” have a curious sense of patriotism.They enjoy making money in the United States. They have a strong market here in a society where their rights and their

    July 18, 2014

  • THEIR VIEW: Loopholes a mile wide At least Indiana House Speaker Brian Bosma agrees that it’s time to close the loopholes in the ethics policies for state employees.Just how gaping some of those holes are became clear last week, as the State Ethics Commission sorted through the cases

    July 17, 2014

  • ANOTHER VIEW: Let Indiana's inmates vote Lake County is trying to figure out how to allow incarcerated voters to cast ballots. If you think that’s a bad thing, think again.It’s important to remember that county jails, in many cases, house people awaiting trial. They have the same right to v

    July 17, 2014

Hyperlocal Search
Premier Guide
Find a business

Walking Fingers
Maps, Menus, Store hours, Coupons, and more...
Premier Guide

Should the U.S. impose a travel ban on three West African nations in response to a growing Ebola virus outbreak?

Not sure
     View Results
Featured Ads
AP Video
Florida Panther Rebound Upsets Ranchers Small Plane Crash in San Diego Parking Lot Busy Franco's Not Afraid of Overexposure Fighting Blocks Access to Ukraine Crash Site Dangerous Bacteria Kills One in Florida Workers Dig for Survivors After India Landslide Texas Scientists Study Ebola Virus Smartphone Powered Paper Plane Debuts at Airshow Southern Accent Reduction Class Cancelled in TN Raw: Deadly Landslide Hits Indian Village Obama Chides House GOP for Pursuing Lawsuit New Bill Aims to Curb Sexual Assault on Campus Russia Counts Cost of New US, EU Sanctions 3Doodler Bring 3-D Printing to Your Hand Six PA Cops Indicted for Robbing Drug Dealers Britain Testing Driverless Cars on Roadways

Click HERE to read all your Parade favorites including Hollywood Wire, Celebrity interviews and photo galleries, Food recipes and cooking tips, Games and lots more.