Pharos-Tribune

Editorials

January 2, 2014

THEIR VIEW: Target breach exposes dangers of credit card age

It’s a credit card holder’s worst nightmare — charges appearing on your account made in another state or online for exorbitant amounts or outlandish items.

It’s a gruesome possibility 40 million Americans woke up to Dec. 19 as last-minute Christmas shopping kicked into high gear. A massive data breach at Target made customers who swiped debit and credit cards at the retailer’s almost 1,800 U.S. stores between Nov. 27 and Dec. 15 vulnerable to fraud.

Customer names, card numbers, card expiration dates and the embedded code on the magnetic strip on the back of the cards were all stolen in the second-largest credit card breach in U.S. history.

The breach came to light only after reports the nation’s second-largest retailer had launched an investigation. Target said it immediately told authorities and financial institutions once it became aware of the breach on Dec. 15 and that the problem had been fixed.

It’s a bit disturbing that, while Target did contact authorities immediately, customers were left in the dark for four days. That’s four more days crooks could have been using the stolen data and cash could have been leaving accounts without explanation.

While there may have been security reasons for the wait — experts say such a sophisticated breach may have been an inside job — companies have a responsibility to alert customers ASAP when their personal info has been compromised.

To compound the problem, Target obviously was unprepared for the breach to be made public. The company’s call center was overwhelmed by calls from worried customers, and the Target website could not handle the increased traffic.

Many customers had to wait several days to find out whether they were affected by the breach. Angry card users took to the company’s Facebook page to vent their frustration, and rightfully so.

Text Only | Photo Reprints
Editorials
  • THEIR VIEW: Write clear rules for vanity plate licenses We see vanity license plates regularly. Some are funny or thought-provoking. Others are just plain puzzling.One specialty plate backing autism research and support carries the heartfelt message “4MYSON.” Others are more prosaic, as in COLTFANZ.It’s c

    July 24, 2014

  • OUR VIEW: Keeping insects under control curbs disease State health officials said last week mosquitoes in two northern Indiana counties tested positive for the West Nile virus, The Associated Press reported.The state health department said mosquitoes in Marshall and Pike counties were confirmed to have

    July 23, 2014

  • THEIR VIEW: Indiana's ethics laws in need of reform The Indiana State Ethics Commission’s recent approval of an agreement between the state inspector general and Tony Bennett settles the charges against the former state superintendent of schools.But the settlement raises more concerns about the loopho

    July 22, 2014

  • OUR VIEW: Heroin plague spreads into our city We published a report in Friday’s edition of the Pharos-Tribune that delved into the city’s growing problem with heroin.In that report, Logansport Police Detective 1st Sgt. Dan Frye said he doesn’t know how much more LPD officers will be wrestling wi

    July 20, 2014

  • THEIR VIEW: Companies enjoying U.S. benefits? Pay U.S. taxes The U.S. Supreme Court keeps telling us that corporations are people, but some of these “people” have a curious sense of patriotism.They enjoy making money in the United States. They have a strong market here in a society where their rights and their

    July 18, 2014

  • THEIR VIEW: Loopholes a mile wide At least Indiana House Speaker Brian Bosma agrees that it’s time to close the loopholes in the ethics policies for state employees.Just how gaping some of those holes are became clear last week, as the State Ethics Commission sorted through the cases

    July 17, 2014

  • ANOTHER VIEW: Let Indiana's inmates vote Lake County is trying to figure out how to allow incarcerated voters to cast ballots. If you think that’s a bad thing, think again.It’s important to remember that county jails, in many cases, house people awaiting trial. They have the same right to v

    July 17, 2014

  • THEIR VIEW: Rural fire departments set to make gains Rural fire departments struggle to get by.Faced with increasing costs and limited if not decreasing tax bases, many Indiana departments are merging as a way to share crews and equipment.Many departments have been lucky enough to receive tankers, truc

    July 16, 2014

  • THEIR VIEW: Dysfunction doesn't bode well for Pence presidency A window to the future may be unfolding in Indiana.By making appearances around the country and abroad, and speeches on foreign policy and topics only periphally related to Indiana, Gov. Mike Pence seems to be seriously exploring a run for president

    July 15, 2014

  • OUR VIEW: Corporations are now Average Joes? Do corporations have souls? Can corporations go to church? Can they fast?These aren’t questions one might expect serious adults to pose. But with its earth-shattering pronouncement June 30 in the case of Burwell v. Hobby Lobby, the U.S. Supreme Court

    July 13, 2014

Hyperlocal Search
Premier Guide
Find a business

Walking Fingers
Maps, Menus, Store hours, Coupons, and more...
Premier Guide
Poll

The Pence administration continues to cut Indiana agency budgets despite a state surplus of $2 billion. Is this wise management of state funds?

Yes
No
Not sure
     View Results
Featured Ads
AP Video
Raw: Air Algerie Flight 5017 Wreckage Virginia Governor Tours Tornado Aftermath Judge Faces Heat Over Offer to Help Migrant Kids Kerry: No Deal Yet on 7-Day Gaza Truce Kangaroo Goes Missing in Oklahoma More M17 Bodies Return, Sanctions on Russia Grow Gaza Residents Mourn Dead Amid Airstrikes Raw: Deadly Tornado Hits Virginia Campground Ohio State Marching Band Chief Fired After Probe Raw: Big Rig Stuck in Illinois Swamp Cumberbatch Brings 'Penguins' to Comic-Con Raw: Air Algerie Crash Site in Mali Power to Be Restored After Wash. Wildfire Crashed Air Algerie Plane Found in Mali Israel Mulls Ceasefire Amid Gaza Offensive In Case of Fire, Oxygen Masks for Pets Mobile App Gives Tour of Battle of Atlanta Sites
Parade
Magazine

Click HERE to read all your Parade favorites including Hollywood Wire, Celebrity interviews and photo galleries, Food recipes and cooking tips, Games and lots more.